PIW Financial Planning Services Group website (“the Website”). This Website is owned and operated by PIW Financial Planning Services Group Limited ABN 85 152 077 631 (“PIW”). Your access to the Website is subject to these terms of use, the PIW Privacy Policy, and disclaimers of specific parts of the Website (“Terms of Use”).

Your use of the Website constitutes your agreement to the Terms of Use. You can review the Terms of Use by following links labelled “Terms of use” at various points within the Website.

Location of Server

The Website is hosted from a server located in the State of New South Wales, Australia. All data stored on the Website is stored in New South Wales, Australia.

Accuracy of Information

The information on the Website is provided to you “as is” by PIW in good faith and has been derived from sources believed by PIW to be reliable and accurate at the time of providing it. PIW does not guarantee the accuracy of information on the Website.

Disclaimer

To the extent permitted by law, PIW and its employees, agents and authorised representatives exclude all liability for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the Website whether or not caused by any negligent act or omission. If any law prohibits the exclusion of such liability, PIW hereby limits its liability, to the extent permitted by law, to the resupply of the said information.

Not a recommendation, offer or invitation to invest

The information on the Website is not intended to be a recommendation, offer, or invitation to take up investments, securities or other financial products by any company or person. This information is general advice only and does not take into account your particular circumstances. You should always consult your PIW advisor for advice that addresses your specific needs and situation before making investment decisions.

You should seek professional advice as to the implications of financial decisions whether investment decisions or otherwise.

The Australian Position Only

The information contained in this Website relates only to Australia and not to any other country. Any references to dollars are references to Australian dollars, unless otherwise specified.

Links to other sites

PIW has not reviewed any of the websites which link to this Website or to which this Website links. PIW is not responsible for the content of any other websites or pages linked to or linking to this Website. PIW does not endorse or otherwise sponsor such links. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk.

Partners in Wealth Financial Planning Services Group is a corporate representative of Securitor Financial Group Limited. Securitor is an Australian Financial Services Licensee and a principal member of the Financial Planning Association (FPA). Securitor is associated with other entities bearing Westpac, St George Bank, BT Financial Group, Asgard names as product providers within the Westpac group. ‘Securitor is owned by Westpac Banking Corporation. (Westpac)’.

Linking Policy and Trade mark notice

PIW is the registered owner in Australia and various other countries of the following trademarks, including Integrated Wealth Solutions, Lucrum Financial Services.

PIW uses the various Trade Marks in the course of providing products and services to its advisers and their clients.

You may only provide a link to this Website from a website provided that you link to the home page (www.partnersinwealth.com.au), and use as the linking text “PIW Group “. To link in any other way, you must first obtain the permission of PIW by sending an email to admin@partnersinwealth.com.au > (no spam please).

Copyright

© PIW ABN 85 152 077 631 and contributors. The material on this Website is protected by Australian Copyright Legislation and in copyright legislation in other countries.

You may view this Website and its contents using a web browser. You may make copies of portions of this Website solely for your own information, research or study provided that you do not modify the copy from how it appears on the Website and include the copyright notice appearing above on the copy that you make.

Save for the foregoing, you must not reproduce, frame (by whatever means), link to or otherwise use any of the material on the site without first obtaining the written permission of PIW by sending an email to admin@partnersinwealth.com.au > (no spam please), or unless specifically permitted by the Copyright Act 1968 or similar copyright legislation.

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